Personal Loans

Make your future plans happen today.

Get your life in sync with a personal loan

Whether you're looking to make home improvements, invest in a new car or would just like to manage your money, a loan from IN-SYNC Credit Services could be perfect for you. 

We will let you borrow from £1,000 -  £7,500, depending on your circumstances. 

Loan Calculator

I would like to borrow


Over a period of


Your monthly cost will be


Interest rate

0% APR


*The personalised loan quote will work by conducting a quotation search on your credit file. This will not affect your credit rating and, although you will be able to see the search on your file, other organisations will not. 

Any personalised loan quote is provided for indicative purposes only and does not constitute an offer to provide credit.

If you decide to go ahead with a personal loan after you receive your quote, we will carry out a full credit reference agency check and affordability assessment.

To proceed with your quotation, please confirm the following: 

I have read the IN-SYNC Credit Services Privacy Policy.

I agree to my personal information being provided to a credit reference agency for the purpose of obtaining a Personalised Loan Quote*.


Representative Example

To borrow £5,000 would cost you £155.16 per month with 36 monthly repayments at a rate of interest (fixed) of 3.9% p.a. The total amount repayable would be £5,585.76. This is equivalent to 3.9% APR representative. Customers who don't meet our normal lending criteria may be offered a different rate. The maximum APR you could be offered is 29.9%.

Whether it's a pipe dream or an urgent need, our personal loans are there to help you make them a reality.

Home Improvements

Home Improvements

Your home is your castle. You don't need to wait to make it so.

Buy a car

Buy a car

Need a new car? We'll help you spread the costs for up to 3 years.

Manage your money

Give your finances a spring clean with single monthly payments.

Why choose a loan from IN-SYNC Credit Services?

IN-SYNC is a straight-forward, credible and direct lender. Our aim is to make the process of applying for a Personal Loan as painless as possible.

Money on your terms

Flexible repayment plans mean you that you set the terms to pay back the money. Our quick and easy online application gives you an answer in minutes and our friendly customer service team are just a phone call away if you need a helping hand. 

Trusted by our customers

We've been awarded the Gold Trusted Service badge from Feefo for the way we look after our customers! 

Why IN-SYNC Credit Services?

Getting a loan is a big decision. We want to make it as easy as possible for you. 

  • Our rates are highly competitive
  • Get your personalised quote without affecting your credit score
  • Easy application process
  • Same day payments

Sounds good?

Need some help and support?

Latest news

Keep up to date with the latest industry news and trends.

Helpful guides

Take a look at our free guides and downloads for help and expert insight!

Hints & tips

Read our blog. It’s designed to help you make the most of your money.